Torquay harbour and coastline in Devon at sunset
Bank of England Base Rate: 4.25%
Rates updated daily

Find Your Perfect
UK Mortgage Deal

Expert mortgage advice tailored to you. Whether you're a first-time buyer, moving home, or remortgaging, we'll search the whole market to find the right deal for you.

FCA Regulated
Whole of Market
4.9/5 on Trustpilot
10,000+ Clients Helped

400+

Mortgages Arranged

3%

Client Satisfaction

£1m+

Lent This Year

0+

Years Experience

Simple Process

How It Works

Getting the right mortgage doesn't have to be complicated. Here's how we make it easy.

1

Tell Us Your Situation

Answer a few quick questions about what you need. It takes less than 60 seconds and there's no credit check.

2

We Find the Best Deal

Our FCA-regulated advisers search over 90 lenders to find the most competitive rates for your circumstances.

3

You Get Approved

We handle all the paperwork and liaise with the lender on your behalf. You just sit back and relax.

No credit check. No obligation. Takes 60 seconds.

Happy couple with new home keys

4.9/5

Based on 2,400+ Trustpilot reviews

Why Choose Us

Trusted by Thousands of UK Homeowners

Whole of Market Access

We compare deals from over 90 UK lenders, including high street banks and specialist providers.

No Upfront Fees

Our initial consultation and mortgage search are completely free. We only charge on completion.

FCA Regulated

Your peace of mind is our priority. We're fully authorised and regulated by the Financial Conduct Authority.

Fast Decisions

Get a decision in principle within 24 hours. We handle all the paperwork so you don't have to.

Quick Calculator

Check Your Affordability in 60 Seconds

Get an instant estimate of your monthly payments and borrowing power.

£50,000£2,000,000
5%50%

Monthly Payment

£1,469

per month

Loan Amount£270,000
LTV90%
Total Interest£170,624
Total Repayable£440,624

Client Stories

What Our Clients Say

"As first-time buyers, we were overwhelmed by the process. Kris at CMME made everything so straightforward. They found us a brilliant 5-year fixed deal with just a 10% deposit."

Sarah & James T.

Bristol

"I was coming off a 2-year fix and dreading the SVR. Kris at CMME saved me over £300 a month by finding a competitive remortgage deal. Couldn't recommend them enough."

David M.

Manchester

"Buying a buy-to-let in London seemed impossible until I spoke to CMME. They found a specialist lender and handled everything. Professional from start to finish."

Priya K.

London

Common Questions

Frequently Asked Questions

Can't find the answer you're looking for? Speak to one of our advisers.

Yes, it's possible. We work with specialist lenders who consider applicants with CCJs, defaults, missed payments, and even IVAs or bankruptcy. The key factors are how recent the issues were and the severity. Our advisers will assess your situation and find the best options available to you.

The minimum deposit for most mortgages is 5% of the property value. However, a larger deposit (10-20%) will typically give you access to better interest rates and more lender options. We can help you understand what's achievable based on your savings and circumstances.

Absolutely. Most lenders require at least 1-2 years of accounts or SA302 tax returns. We work with lenders who specialise in self-employed applicants, including those with complex income structures, directors' loans, or retained profits.

From initial enquiry to completion, the process typically takes 4-8 weeks. We can often get a Decision in Principle within 24 hours, and a full mortgage offer within 2-4 weeks depending on the lender and complexity of your case.

Our initial consultation and mortgage search are completely free. If you proceed with a mortgage through us, a broker fee may apply, which will be clearly explained upfront before you commit to anything. There are never any hidden charges.

London office
Limited lender offers available

Ready to Find Your Perfect Mortgage?

Get your personalised mortgage options in 60 seconds. Free, no-obligation, no credit check.

Today's Best Rates

2 Year Fixed

90% LTV

4.29%

4.5% APRC

5 Year Fixed

85% LTV

3.99%

4.2% APRC

5 Year Fixed FTB

95% LTV

4.09%

4.3% APRC